Since so many people take an iPhone, sending them money or requesting cash through Apple Pay could exist useful. But how practise you pay someone with Apple Pay?

If you haven't sent a payment this manner before, it tin seem confusing. Withal, once you prepare it up, futurity payments and payment requests are easy. This guide will show you lot how to use Apple Pay if yous oasis't before.

Note: Paying friends and family members through Apple Pay is simply available to those in the US.

1. Brand Sure You lot Have Apple Wallet Installed

To utilize Apple tree Pay, yous demand to have the Apple Wallet app installed on your iOS device. After iOS ten came out, it became possible to remove preinstalled Apple apps, and the Apple tree Wallet is no exception. Many people unknowingly remove the wallet app from their device before they even use it.

Nosotros all know in that location are a lot of preinstalled apps that nosotros never utilize, but this one is actually handy and can make payments easy.

If yous removed the Wallet app, yous tin download and install information technology from the App Shop. Information technology is too important to note that with Apple Pay, you tin simply send money to other Apple tree users, and they will need to have the Wallet app installed too.

Download: Apple Wallet (Free)

2. Add Your Payment Method

In society to use Apple Pay, you will need to take a payment method in your account. Thankfully, calculation a payment method is like shooting fish in a barrel.

One time you're in the Wallet app, you'll see a black circle with a plus (+) sign. Tap this to add new payment methods. Once here, tap Continue to add together a new carte du jour. The Apple Wallet app allows you to quickly scan a debit or credit card and it volition input the information automatically, so you lot don't demand to type out each number individually.

You also have the selection to utilize for the Apple tree Menu in the app. The Apple tree Carte is a credit menu with a variable interest rate issued past Goldman Sachs. You will demand good credit to employ, and some fair credit scores are accepted.

3. Pay Merchants With Apple Pay

One time you've added a payment method or two, you are set to start paying merchants. Many merchants and even vending machines take Apple Pay integration. You can chop-chop pay with your phone without having to pull out a carte.

To pay a merchant with Apple Pay, simply double-tap the Side button on your iPhone well-nigh any Apple Pay reader device. This will pull upwards your Apple Pay cards. You can select the card yous want to pay with and it will motility to the meridian.

You lot will then be asked to confirm your payment, and y'all will hear a ding once the payment has been sent.

Note: If double-clicking the side push doesn't work for you, be sure this option is enabled. To enable information technology, go to Settings > Wallet & Apple tree Pay and enable Double-Click Side Push.

4. Set Up Apple Cash to Pay Someone With Apple Pay

If you lot desire to send money to friends and family using Apple Pay, you can! Information technology is important to notation that they must exist in the The states and they must also have an Apple Wallet. You currently cannot send money to other bank accounts or other payment apps (such as CashApp or Venmo) with Apple Wallet.

To send coin to friends and family, you can practice so through the Messages app.

However, in lodge to get this choice, you will need to do one more affair—gear up up Apple Cash. This is essentially a cash wallet within your Apple Wallet. You can fund this wallet and also get payments sent to you by others with Apple Pay. Please annotation that all recipients of your payments will also need to accept Apple tree Greenbacks.

To prepare upward Apple Cash, caput to the Wallet app. In the Wallet app, yous'll encounter a black card that just says Cash. Tap on this to gear up your Apple Cash account. This takes less than one infinitesimal in virtually cases. You merely demand to ostend some basic information.

5. Send a Payment to Someone With Apple tree Cash

apple pay send a payment

Now that you're all gear up up, you lot can kickoff sending and receiving coin. There are no more settings you lot will demand to implement and everything should exist working from here on out.

To kickoff sending and receiving payments, all you lot need to do is utilize iMessage. Open the Messages app and tap on the person you want to pay. On tiptop of the keyboard, y'all will see an Apple Pay icon. Select that and you tin request or send money with an iMessage.

You can input the cost you lot want to send or asking, and just send it like a normal message. One time this is sent, the recipient will exist notified. If there is an issue, you will be notified and the payment or request volition exist canceled, so there is nothing to worry about on your end.

For those with an Apple Lookout, you lot tin too use that to request and send payments. To do so, just open up the messages app on your sentinel and select the Apple Pay icon. You lot can get to this setting by swiping on the Messages app, it will be in the aforementioned place as all the other Letters options once it is prepare.

Please annotation, you won't be able to set Apple Pay on your scout at the moment, so you'll need to practise those steps on your iPhone or iPad.

For those who frequently utilise Siri, you lot can use that to transport or request payments quickly and easily-costless. Just say "Siri, send [contact name] 5 dollars" and information technology will confirm your payment before information technology is sent. Requesting money is no different.

6. Withdraw Your Cash

In the Apple Wallet app, you can withdraw your Apple Cash to any bank account, or keep it in the app for when you lot demand to send it to somebody else. After all, Apple Cash is FDIC insured, similar any normal bank, and so it is safe to keep some greenbacks in that location.

To withdraw your funds, caput to the Apple Wallet app. Once hither, scroll downward and tap on the black Apple Cash carte. Here, yous volition see your Apple tree Cash balance. If you lot'd like to withdraw, tap the circle with the three dots in the upper right-hand corner.

These are your Apple Greenbacks settings. On this page, you will come across a setting that says Bank Account. Tap here to add your banking concern account past entering your routing and account number.

One time you have added a bank account, and everything is verified, you tin can select Transfer to Banking company at the top of the Apple tree Cash settings. Enter the corporeality you desire to transfer and striking Adjacent to submit the transfer. This process takes one to three days, depending on your depository financial institution.

Apple tree Pay Fabricated Easy

Once you set up your Apple Wallet, y'all tin can easily make payments to others over iMessage, every bit long as they as well apply iMessage and are in the Us. Sending money to friends or requesting coin tin now be done within text conversations. If you get money sent to yous, withdrawing information technology to your bank account tin make it like shooting fish in a barrel to spend your funds exterior of Apple tree Pay.

Apple Pay is an incredibly convenient tool that is being more than widely accepted effectually the world, and setting it upward now tin can brand life easier in the future.

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About The Author

Joe Cason (97 Articles Published)

Joe is a old web designer and current entrepreneur and freelance writer. He is passionate about making engineering accessible for anybody. When not writing for MakeUseOf, he can exist found skateboarding, hiking, and attending graduate school.

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